Vehicle Finance

Financing Options available on all of our vehicles

Here at Key Auto Sales we believe everyone should be able to get the car finance they need to own a reliable car of which they can be proud.


All our cars are HPI-checked and come with 6 months' RAC Warranty and Breakdown Cover, plus long MOT's. We also offer extended warranties of up to 3 years for extra peace of mind.

Whether you're looking for a prestige or family car, your first cherished motor or even just looking to upgrade your old 'runabout' then come and chat to us! Call Ricky on 01376 344 288 today! Representative 13.9% APR

What is Car Finance?


The product we use is called Hire Purchase, otherwise known as HP. It is one of the most popular types of financing cars as you can pay off the balance in affordable monthly instalments at a fixed rate of interest. The credit is secured against the vehicle being purchased and you are paying a fixed monthly payment over an agreed term. You will own the vehicle once all monthly payments and an option to purchase fee has been paid in full.

Hire Purchase - Pros and Cons


  • Simple to arrange
  • Fixed monthly payments
  • Fixed interest rates
  • Flexible term lengths 24-48 months
  • Cars HPI checked
  • Vehicle belongs to you after final payment
  • Particularly suitable for purchasing vehicles

  • The vehicle belongs to the finance company until you pay your final payment
  • If you don't keep up your repayments your vehicle will be at risk of being repossessed
  • Hire Purchase is not suitable if you are planning on paying off your loan within a short period of time.

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